Legal
Terms
Placeholder page — last updated July 27, 2026
This is a placeholder. Our full terms of service are being prepared for publication and will replace this page before launch. Nothing on this page is a complete agreement, and it should not be relied on as one.
What Policy Partner is
Policy Partner is a consumer-paid application that helps you organize and understand insurance you already own. You can store policies as plain-English cards, carry your insurance ID cards, receive renewal and lapse reminders, and keep claim materials in one place.
What Policy Partner is not
- Policy Partner is not an insurer, agent, broker, or public adjuster, and does not sell policies.
- Policy Partner does not adjust, negotiate, or settle claims.
- Policy Partner does not provide legal advice.
- PIP answers questions by quoting your own policy. It does not conclude coverage. Your policy documents and your carrier govern what is and is not covered.
- Policy Partner does not promise any outcome on any claim.
Fees
- The Policy Partner wallet is free.
- Plus is $9.99 per month. Plus payments begin at launch of the Monthly Watchdog Receipt.
- The Claim War Room is $29 per month while a claim is active — never a percentage of a settlement.
- Fees are flat. Policy Partner does not accept commissions or referral fees from carriers.
What the full terms will cover
- Account eligibility, registration, and acceptable use
- Billing, renewal, and cancellation mechanics
- Ownership of your uploaded documents and the license you grant us to process them
- Disclaimers, limitation of liability, and dispute resolution
- How we notify you when these terms change
Questions
Questions about these terms can be directed to legal@policypartner.app.
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